Our Therapy Session Rates
Quality, compassionate care at fair and transparent rates
Understanding Our Two-Tiered Rate Structure
We offer two levels of care to provide options that meet different needs and budgets. All of our therapists provide exceptional, trauma-informed care. The difference in rates reflects licensure level and years of experience, not quality of service. You deserve to be seen, heard, valued, and accepted, regardless of which therapist you choose.
Associate Level Therapist
AMFT , ACSW, or APCC
Clients are expected to pay the following standard fees for an Associate Level Therapist unless otherwise agreed upon in writing by a Good Faith Estimate:
$200.00
$150.00
$112.00
$100.00
$75.00
$187.00
Licensed Therapist
LCSW, LMFT, or LPCC
Clients are expected to pay the following standard fees for a Licensed Therapist unless otherwise agreed upon in writing by a Good Faith Estimate:
$250.00
$200.00
$133.00
$200.00
$100.00
$250.00
Insurance We Accept
We are in-network with several major insurance providers
Aetna
Blue Shield of California
Medi-Cal
Optum
United Healthcare
Claremont EAP
GEHA
Oxford
UMR
Anthem Blue Cross California
Carelon Behavioral Health
Quest Behavioral Health
Cigna/Evernorth
Magellan
Important:
We are continuously adding more plans. Please contact us to see if we are accepting your plan.
Using Employee Assistance Program (EAP) Benefits
Some employers offer short-term counseling benefits through an Employee Assistance Program (EAP). These sessions are separate from your regular health insurance and are typically fully covered by your employer.
If you have EAP benefits, you may be eligible for a limited number of sessions at no cost to you. The number of sessions and eligible services vary by plan.
If you’re unsure whether you have EAP coverage, contact the number on the back of your insurance card or speak with your HR department. Once you receive your EAP authorization details, we can help you apply them to your sessions.
We currently work with several EAP providers, including:
・Health Advocate
・Magellan EAP
・Optum EAP
・TELUS Health
・Cigna and Evernorth EAP
・Claremont EAP
・Uprise Health
How to Verify Your Insurance Benefits
Depending on your current health insurance provider or employee benefit plan, it is possible for services to be covered in full or in part. Please contact your provider to verify how your plan compensates you for psychotherapy services.
We recommend asking these questions to your insurance provider to help determine your benefits:
When calling your insurance company:
Have your member ID, date of birth, and the date of your appointment available. Ask specifically about your mental health benefits and your expected cost per session.
Out-of-Network Benefits with Mentaya
We’ve partnered with Mentaya to help you access your out-of-network benefits
If your insurance plan offers out-of-network benefits, it means they will cover a portion of the cost when you see a therapist who doesn’t have a direct contract with your insurance company.
How It Works
Sign up for Mentaya
We enter your sessions
Mentaya submits the claim
You get reimbursed
Prefer to Submit Claims Yourself?
If you choose not to use Mentaya, you may submit out-of-network claims to your insurance independently.
We can provide a monthly superbill that includes the information your insurance company may require for reimbursement.
Please note:
• We do not submit out-of-network claims on your behalf.
• We do not communicate with insurance companies regarding reimbursement for out-of-network sessions.
• Reimbursement amounts and eligibility are determined solely by your insurance provider.
Mentaya Fee:
Mentaya charges a 5% fee per claim, which includes handling any paperwork required, dealing with denials, and calling insurance companies.
Risk-Free Guarantee:
They guarantee claims are successfully submitted, or a full refund of their fees.
Mentaya is perfect if you:
At RCCofCA, you’re not assigned to just anyone. You’re matched with a specialist whose training, approach, and expertise align with your specific needs and goals.
Other Important Considerations
Clear policies to support your therapy experience
Frequently Asked Questions
Common questions about rates, insurance, and billing
Associate therapists (AMFT, ACSW) aren’t students or trainees. They’re fully qualified professionals who have:
• Completed the exact same master’s degree programs as licensed therapists
• Passed the same comprehensive exams
• Completed extensive clinical practicums during their graduate training
• Met California’s rigorous educational requirements for therapist licensure
The only difference? They’re completing the state-mandated 3,000 hours of supervised clinical practice required for independent licensure in California. This process typically takes 2 to 3 years of full-time work.
Think of it like this: A physician completes medical school, then completes their residency before practicing independently. Associate therapists have their degree. They’re doing their “residency” while providing excellent care.
The supervision requirement is actually an asset. Your associate therapist has ongoing access to clinical consultation from licensed supervisors. That means more expertise supporting your treatment, not less. They’re receiving regular guidance on complex cases, staying current on best practices, and benefiting from collaborative clinical support.
Licensed therapists (LCSW, LMFT, LPCC) have completed all 3,000 supervision hours and hold independent licenses, often with additional years of post-licensure experience.
The rate difference reflects where they are in the licensure process and years of experience, not their education, competence, or dedication to your healing. Both our associates and licensed therapists bring the same level of skill, compassion, and commitment to your care.
Many clients specifically choose to work with associates and maintain those therapeutic relationships for years. You’re in excellent hands with any therapist on our team.
To use your EAP benefits, you’ll typically need:
• Your EAP provider name (the program your employer offers)
• An authorization code or case number (sometimes called a referral)
• The number of sessions approved and the dates the benefit is active
The easiest next step is to call the number on the back of your insurance card or contact your HR department and ask: “Do I have EAP mental health benefits, and how do I get my authorization details?”
Once you have that information, share it with us and we’ll help you confirm whether your sessions can be scheduled using your EAP coverage.
If have Medicare and you have secondary insurance that we do accept, we may be able to bill that plan. Please contact us to discuss your specific situation. We’re committed to helping you access the care you need.
For Medi-Cal if there is a managed care plan, we will need to contact them directly to review benefits.
Ready to Take the First Step?
You’ve been searching for a space where you can finally be yourself. You’ve found it.
Let’s talk about how we can support you on your healing journey.
Free consultations. No pressure. Just compassionate support and genuine care.
Have questions about rates or insurance? We’re here to help.
Contact Us By Email
Fill out the form below and we’ll get back to you within 2-3 business days.
All inquiries are confidential.
Crisis Support:
If you’re experiencing a mental health crisis, please call 988 (Suicide & Crisis Lifeline) or go to your nearest emergency room.
Our practice is not equipped for crisis intervention.